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Use Sendwave to send money from the USA/Canada to the Philippines, with NO FEES!

Use the promo code "PAC" and get $20 free credit on your first transaction.


At the same time, you also support the projects of the Philippine Arts Council and contribute to the

Edmonton Philippine International Centre (EPIC) initiative.

Click here to download the app -

What is Sendwave?

The Sendwave mobile remittance app allows Filipinos overseas or OFWs to send money back home to their families without paying any fees. You can send from your phone to GCash, major bank accounts in the Philippines, and to Sendwave's partnered cash pick-up locations. You can find the app in the App store or Google Play store. Recipients receive the money you remitted quickly and securely with GCash and cash pickup transfers arriving rapidly, and bank transfers arriving in 1-5 hours.

Sendwave started in 2014 as a mission-led company by two engineers from Brown University. They wanted to make sending money across the seas as simple and affordable as sending a text. Recently, they have grown to become a leading provider of remittances to Africa and Asia with over 400k active users. In addition, Sendwave is licensed across the United States and backed by many world-renowned investors. They were recently acquired by WorldRemit and also appeared on the Y-Combinator List of Top Startups, along with Airbnb and DropBox. Their research showed that there was a need in the Filipino community for this no fee, easy to use remittance service, and wanted to be able to provide it.

How do you use Sendwave?

All you have to do is download the app from the Apple Store or Google Play store. It's the yellow one with the penguin. Sign up and select PHILIPPINES with the Philippine flag. When prompted, enter the promo code "PAC". If you forget, you can enter it on the upper right hand side of the app by clicking the person icon and finding the Enter Promo Code field. When you do this, $20 is sent by Sendwave to your recipient as an added bonus.

From there, click into the recipient name field, click on add new recipient, select your payout method, and enter the required information for your recipient. Save their information. Then enter the amount you want to send, click send, and then confirm your transaction!

How does my recipient receive the money?

Your recipient can receive the money in their GCash account, a popular mobile wallet in the Philippines, or through bank accounts, or cash pick-up locations. Your recipient should receive a text notification about the cash pick-up or GCash transfer. They can check their bank app to verify the funds for bank accounts.


Is Sendwave secure?

  • Sendwave is licensed across the United States and regulated by FINCEN and FINTRAC.

  • Sendwave is also licensed in Europe and the UK regulated by the Financial Conduct Authority (FCA).

  • Backed by many world-renowned investors like the founders of PayPal and is on the Y-Combinator List of top startups, along with Airbnb and DropBox.

  • A heavily secured platform using the standard for anything dealing with personal information - all data is encoded and we use 128-bit encryption, the industry standard.

  • We employ the leading debit card processors which means that we cannot even see the information of users - it is all encrypted and it is not saved with anyone (only in your personal phone, protected by your personal password) - this means that there is no way for payment information to get to unwanted places. Which card processors do we work with:

    • Worldpay and Checkout - both multi-billion dollar companies​

    • When you pay in supermarkets by tapping your debit card, you're doing the exact same action to when you transfer with Sendwave - Supermarkets are using the  same leading card processors.

Why does Sendwave want the last four digits of my SS or other types of personal identification?

As a registered money transmitter, Sendwave needs to confirm our users' identity - we do it to protect your money, and to ensure that your Sendwave account is not compromised. You should only be asked for this upon your first TX.

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